Use case / eCommerce

Crypto payment gateway for eCommerce.

Accept crypto on your online store at a flat 0.5%. CPAY plugs into Shopify, WooCommerce, OpenCart and Magento — global checkout, no chargebacks, on-chain settlement in seconds.

Book a call → See pricing

0.5% flat fee Shopify & WooCommerce 100+ assets No chargebacks

Checkout · Order #4821Paid

Order total240.00 USDC

Confirmation~20 seconds

CPAY fee0.5%

Settled to merchantBalance updated instantly 238.80 $

Settled on-chain

01 / 06The challenge

Why card-only checkouts
leave money on the table.

Card rails are mature for ecommerce — and that's exactly the problem. Margin is squeezed, geography is gated, and a growing customer segment never reaches your checkout.

cpay / ecommerce

Pain 01

Card fees compound at every layer

2.5–3.5% per transaction, plus chargeback losses, monthly platform fees, FX markup on international cards and rolling reserves on bigger volumes. Margins get thinner the more you sell.

Pain 02

International checkout breaks down

Foreign cards get declined. FX conversion eats into the order. Settlement takes days. Cross-border conversion can drop 20–30% versus your home market — purely on card friction.

Pain 03

Crypto-native customers walk away

A growing share of buyers hold stablecoins, BTC or ETH and want to spend them directly. Without a crypto option in your checkout, you lose them silently — they never even start the order.

02 / 06The solution

How CPAY works
for online stores.

One crypto payment layer that drops into your existing checkout — no architecture rewrite, no chargebacks, no borders.

cpay / solution

Solves pain 01

Flat 0.5% — no chargebacks, no reserves

One fee per transaction. No chargeback risk, no rolling reserve, no monthly platform charge, no FX markup. The number that hits your wallet is the number on the order.

Solves pain 02

Borderless checkout, same flat fee

Same 0.5% whether the customer is in Tokyo, Cape Town or Toronto. Stablecoin payments settle on-chain in seconds — no foreign-card declines, no FX spread, no multi-day wait.

Solves pain 03

One-click plugins for your stack

Drop-in plugins for Shopify, WooCommerce, OpenCart and Magento — plus a REST API for custom stacks. CPAY sits next to your card options, not in place of them.

03 / 06What's included

Everything a store
needs to take crypto.

A complete checkout toolkit — the plugin, the wallet, the dashboard and the compliance.

cpay / product

Plugins for major platforms

Shopify, WooCommerce, OpenCart and Magento — install, configure, sell.

Hosted checkout link

Customer-branded checkout via API, iframe or shareable link for any stack.

100+ assets, all major chains

Accept USDT, USDC, BTC, ETH, BNB and more — we add new tokens within 24h.

Non-custodial wallet

Settlement lands in your own non-custodial wallet — you control the keys.

Real-time order callbacks

Webhooks fire the moment a payment confirms, so orders flip to paid instantly.

Dashboard & accounting export

Every payment with timestamp, asset, fiat value and on-chain hash — ready for your books.

04 / 06How it works

Live in days,
not quarters.

From plugin install to first paid order — four steps.

cpay / setup

Step 01

Install

Drop the CPAY plugin into Shopify, WooCommerce, OpenCart or Magento.

Step 02

Customer checks out

The buyer picks crypto at checkout and pays from their own wallet.

Step 03

Settle on-chain

Payment confirms in seconds and lands in your non-custodial wallet.

Step 04

Order flips to paid

A webhook fires; the order moves to paid and ships like any other.

05 / 06About CPAY

The infrastructure
behind the checkout.

Who you're integrating with — and why merchants trust CPAY with their order flow.

cpay / company

B2B crypto payment infrastructure

Crypto payment infrastructure, trusted by high-velocity businesses.

CPAY is a B2B crypto payment and wallet infrastructure provider. We help online stores, forex brokers, iGaming operators and merchants accept, hold and move crypto — non-custodial, multi-chain, with compliance built in. The same rails that take a checkout payment also power payouts, embedded wallets and fully white-label products.

50+

Business clients

100K+

End users

4M+

Transactions processed

0.5%

Flat fee per transaction

06 / 06FAQ

Crypto ecommerce payments,
answered.

The questions merchants ask most before adding CPAY to their store.

cpay / faq

How does a crypto payment gateway work for ecommerce?+

A crypto payment gateway sits in your checkout the same way Stripe or PayPal does. When a customer chooses crypto, CPAY generates an invoice, the customer pays from their wallet, the payment confirms on-chain in seconds, and your store receives an order-paid callback. No card network, no chargeback, no rolling reserve.

Can I plug CPAY into Shopify, WooCommerce or Magento?+

Yes. CPAY ships ready-made plugins for Shopify, WooCommerce, OpenCart and Magento, plus a REST API and hosted checkout link for any other stack. Drop CPAY into the checkout next to your existing card and PayPal options — no architecture rewrite.

How are refunds handled for crypto payments?+

Refunds are sent from your CPAY wallet back to the customer's wallet address as a normal on-chain transaction. You control whether the refund is the same asset, the same fiat value or a stablecoin equivalent. Because there are no card chargebacks, refunds are always merchant-initiated.

Can I receive payouts in fiat instead of crypto?+

Yes. Settle into stablecoins like USDT or USDC to keep a stable value, then off-ramp to your business bank account through CPAY's fiat partners. You can also hold balances in major coins or auto-convert at the moment of payment.

What are the tax and accounting implications of accepting crypto?+

Crypto sales are treated as ordinary revenue in most jurisdictions, recorded at the fiat value at the moment of the transaction. CPAY's dashboard exports every payment with timestamp, asset, fiat-equivalent value and on-chain hash, so your accountant or accounting tool has a clean audit trail.

How does accepting crypto affect my checkout conversion rate?+

Adding crypto as a checkout option recovers the cross-border customers your card processor declines and the crypto-native customers who already hold stablecoins. CPAY's hosted checkout is mobile-first and customer-branded, so it does not interrupt your existing flow.

What does CPAY charge online stores?+

CPAY charges a flat 0.5% per transaction, with no rolling reserves and no chargeback fees. See the pricing page for full detail.

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