Use case / Prop trading firms

Crypto payment gateway for prop trading firms.

Collect evaluation fees from traders worldwide and pay out trader profits in USDT or USDC. CPAY gives prop firms a 0.5% flat-fee payment rail with no chargebacks, no rolling reserves and no high-risk classification.

0.5% flat fee No chargebacks USDT & USDC payouts KYC/AML built in
Trader payout · MaySent
Profit split4,250.00 USDC
NetworkPolygon
Settlement~18 seconds
Received by trader0x84a…f29c 4,250
Settled on-chain
01 / 06The challenge

Why prop firms
burn margin on payments.

Evaluation fees in, profit splits out — both directions hit a wall on card and bank rails.

Pain 01

Card fees and chargeback exposure on evaluation purchases

Thousands of small evaluation fees flow in daily from traders worldwide. Card processors charge 3–5%, hold rolling reserves, and let failed traders dispute the fee months later. Most flag the vertical as high-risk and terminate accounts once volume scales.

Pain 02

Slow, costly payouts to global traders

Funded traders sit in LATAM, SEA, MENA — regions where SWIFT is slow and expensive. Monthly fiat wires lose days to correspondent banks and percent to FX, and the firm fields support tickets every payout cycle.

Pain 03

Processors that refuse the vertical outright

Several jurisdictions block prop-firm payment flows entirely; major processors will not onboard the category at all. Firms end up stitching together regional PSPs, offshore acquirers and ad-hoc workarounds that break every time policy shifts.

02 / 06The solution

How CPAY works
for prop trading firms.

One crypto payment layer for both sides of the flow — fees in, profit splits out.

Solves pain 01

Accept evaluation fees with zero chargeback risk

Traders pay challenge fees through a crypto checkout. Settlement is instant and final — no chargebacks, no rolling reserves, no high-risk MCC. Flat 0.5% regardless of traffic volume.

Solves pain 02

Pay trader profits in USDT or USDC, globally

Push monthly profit splits to traders directly to their wallet address. Settles in seconds, costs cents, works the same in São Paulo, Manila or Lagos as it does in London.

Solves pain 03

Built on production crypto rails

CPAY runs the payment infrastructure for 50+ business clients, 100K+ users and 4M+ transactions — designed for high-volume, high-velocity verticals other processors refuse.

03 / 06What's included

Everything a prop firm
needs to move crypto.

The full CPAY toolkit — the same rails that collect an evaluation fee also send the payout.

Crypto checkout for fees

Collect evaluation and challenge fees in 100+ assets across all major chains.

Instant trader payouts

Send profit splits in USDT or USDC the moment a payout is approved, on-chain.

Mass payouts

Push a full monthly payout cycle in one batch from the dashboard or API.

Non-custodial wallets

The firm controls the keys. Auto-convert incoming fees to USDT or USDC to avoid volatility.

KYC & AML

Identity verification and transaction screening built into the flow — tiered to your policy.

API, plugins & dashboard

Integrate fast and watch every fee and payout in real time.

04 / 06How it works

Live in days,
not quarters.

From integration to first trader payout — four steps.

Step 01

Integrate

Connect CPAY through the API, an SDK or a ready-made plugin.

Step 02

Traders pay fees

Traders pay evaluation fees in crypto; payments confirm in seconds.

Step 03

Process & settle

CPAY handles processing, conversion to stablecoins and on-chain settlement.

Step 04

Pay out profits

Approve trader payouts and USDT or USDC lands in their wallet instantly.

05 / 06About CPAY

The infrastructure
behind the payout.

Who you're integrating with — and why prop firms trust CPAY with their payment flow.

B2B crypto payment infrastructure

Crypto payment infrastructure, trusted by high-velocity businesses.

CPAY is a B2B crypto payment and wallet infrastructure provider. We help prop trading firms, forex brokers, iGaming operators and merchants accept, hold and move crypto — non-custodial, multi-chain, with compliance built in. The same rails that take an evaluation fee also pay out the profit split, the next month, to a wallet anywhere in the world.

50+
Business clients
100K+
Users on the platform
4M+
Transactions processed
0.5%
Flat fee per transaction
06 / 06FAQ

Crypto payments for prop firms,
answered.

The questions prop trading firms ask most before integrating CPAY.

How does a crypto payment gateway work for prop trading firms?+
Traders pay challenge or evaluation fees in stablecoins or major coins through a CPAY-powered checkout. The firm receives the funds on-chain, settled in seconds. When a funded trader earns a payout, the firm sends profits from the same dashboard or API to the trader's wallet address. No card networks, no chargebacks, no correspondent banks.
Can I accept evaluation fees in crypto without holding crypto myself?+
Yes. CPAY wallets are non-custodial — the firm controls the keys. Incoming evaluation fees can be auto-converted to USDT or USDC so the firm holds a stable balance instead of volatile assets. Off-ramp to fiat is available where supported by local rails.
How do I pay trader profits in USDT or USDC?+
Approve a payout in the dashboard or via the API, the trader receives USDT or USDC directly to their wallet address, on-chain, in seconds. Mass payouts let you push a full monthly cycle of trader payouts in a single batch across thousands of addresses.
What are the KYC requirements for prop firm traders?+
CPAY includes KYC identity verification and AML transaction screening in the payment flow. You decide the verification tier — light-touch at evaluation purchase, full KYC before payout, or any threshold model your compliance policy and licence require.
How does this compare to using a card processor like Stripe?+
Card processors classify prop trading as high-risk. That means 3–5% effective fees, rolling reserves, chargeback exposure from disputing traders, and a real risk of account termination once volume scales. CPAY charges a flat 0.5%, has no chargebacks by design, and is built for high-velocity verticals other processors refuse. See the pricing page for full detail.
Is this legal and which countries are supported?+
Crypto settlement works globally — anywhere a trader has internet access and a wallet. Your firm remains responsible for licensing and the regulatory treatment of prop trading in each market you serve; CPAY provides the payment rails and the KYC/AML tooling. Speak to our team about your jurisdiction mix before going live.

Collect fees.
Pay traders faster.

See how CPAY handles evaluation fees, trader payouts and compliance for prop trading firms.