CPAY / Products RECURRING · ON-CHAIN

Crypto subscription payments.

Your customer authorizes once.
You get paid every month — automatically.

Questions? Write us at bd@cpay.world

0.5%
Flat fee per charge
0
Chargebacks · ever
~2 sec
On-chain settlement
1×
Authorization — then automatic
01 / 05How it works

Authorize once. Charge on schedule.

No card on file, no invoices to chase. Your customer signs a single on-chain authorization from their own wallet — and billing runs itself.

  1. 1
    Create the plan
    Set price, currency and billing cycle in the dashboard — monthly, weekly, or custom.
  2. 2
    Share or embed
    Add the subscription to your site or app with a payment link, or programmatically via API.
  3. 3
    Customer authorizes — once
    They sign a smart-contract approval from their own wallet. Revocable by them, any time.
  4. 4
    Charges run automatically
    On every billing date the amount transfers to your wallet — with a webhook for each charge, renewal or failure.
# subscription lifecycle plan PRO · 49 USDT / month authorize ✓ signed by customer wallet # every billing date jul 01 ✓ charged · settled on-chain aug 01 ✓ charged · settled on-chain sep 01 scheduled · automatic event: subscription.charge.success
02 / 05Billing models

Every way you bill, on-chain.

Fixed plans are just the start — the same authorization covers trials, upgrades and usage-based charges.

Fixed plans
Classic tiers — monthly or weekly, priced in USDT/USDC so revenue stays predictable.
Usage-based billing
Charge variable amounts within the customer's authorized limit — metered APIs, pay-as-you-go services.
Trials & upgrades
Free trials, mid-cycle upgrades and downgrades — managed from the dashboard or API.
Cancellations, clean
You cancel from the dashboard; customers can revoke on-chain. No retention dark patterns needed.
Webhooks for everything
Charge success, failure, renewal, cancellation — signed events for your backend on every step.
Stablecoin-first
Bill in USDT or USDC across 8 networks — the amount your customer sees is the amount you receive.
03 / 05vs. cards

What card billing costs a subscription business.

Recurring revenue's silent killers are chargebacks and failed cards. On-chain authorization removes both.

Dimension
Card recurring billing
CPAY subscriptions
Fees
2.9% + $0.30 and up
0.5% flat
Chargebacks
Constant risk + dispute fees
None — on-chain settlement is final
Involuntary churn
Expired / declined cards kill ~10% of renewals
No card to expire — authorization persists
Global reach
Cross-border declines, regional card rules
Any customer with a wallet, anywhere
Settlement
T+2 to T+5, minus reserves
~2 seconds, straight to your wallet
Customer trust
Card details stored on file
Customer keeps custody; revocable any time

Every failed card renewal is revenue you already earned — and lost anyway. On-chain authorization doesn't expire.

04 / 05Who it's for

Built for recurring revenue.

If you bill the same customers again and again, crypto subscriptions remove your two biggest leaks.

A
SaaS & API products
Monthly tiers and metered usage — billed in stablecoins, settled instantly, webhooked to your backend.
B
Memberships & communities
Paid communities, premium content and clubs — global members, no card declines at the border.
C
Online education
Course subscriptions and cohort access for students in markets cards don't reach.
D
Trading & signals services
Signal groups, analytics tools and trading leagues — a crypto-native audience that already holds USDT.
E
Hosting, VPN & eSIM
Privacy-minded customers who prefer paying without a card on file — renewals run themselves.
F
Gaming & digital services
Season passes, premium accounts and in-game services — recurring, global, chargeback-free.
05 / 05Trust

Non-custodial, on both sides.

Subscriptions shouldn't mean surrendering custody — for you or your customer.

You control the funds.
They control the wallet.

Every charge settles on-chain directly to a wallet you control — CPAY never holds your revenue. And your customer pays from their own wallet, with an authorization they can revoke at any time. Nothing stored, nothing custodied, nothing to freeze.

// the whole price
0.5%
per successful charge. No setup fee, no monthly minimum, no per-subscriber pricing.
FAQCommon questions

Questions, answered.

What subscription businesses ask before switching billing rails.

What are crypto subscription payments?
Recurring crypto charges that run automatically — your customer authorizes billing once, and the agreed amount is charged from their wallet on your schedule. Ideal for SaaS, memberships, online education and usage-based services.
How does recurring billing work in crypto?
The customer authorizes the subscription once by signing a smart-contract approval from their own wallet. On each billing date the agreed amount transfers to your wallet automatically — no card on file, no manual payments, and the customer can revoke at any time.
Which cryptocurrencies work best for subscriptions?
Stablecoins — USDT and USDC — because the billed amount stays price-stable month to month. CPAY supports them across 8 networks, alongside 100+ other assets.
Can I manage plans, upgrades and cancellations?
Yes — you control plans, billing cycles, trials, upgrades and cancellations from the CPAY dashboard or via API, with webhooks for every charge, renewal and failure.
How do crypto subscriptions compare to card recurring billing?
No chargebacks, no expired-card churn, global reach without cross-border declines, ~2-second settlement, and a flat 0.5% fee instead of 2.9%+ card rates. The trade-off: your customer needs a crypto wallet — which is exactly who crypto-native products serve.
Is it non-custodial?
Yes. Charges settle on-chain directly to a wallet you control — CPAY never holds your funds. Customers pay from their own wallets and can revoke authorization at any time.
— / —Get started

Turn renewals into a non-event.

Create your first plan in minutes — your first month on CPAY is 0% fees, so test it with real subscribers.

Authorized once.
Paid every month.

Recurring crypto billing that never expires, never charges back, and settles in seconds.

general: support@cpay.world business: bd@cpay.world response: < 24h