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Neobanks & fintech apps
Add a crypto balance and on-chain transactions right next to fiat accounts.
Give your end-clients their own crypto wallets — and process every deposit, transfer, swap and payout through them. Wallet provisioning and transaction processing, one API and SDK.
A wallet that can't transact is just storage. CPAY wallet infrastructure is two layers in one — provision wallets for your end-users, and process every transaction through them.
A crypto wallet for every end-user — created through the API or SDK, embedded in your product, ready on day one.
Move money through those wallets — every transaction type, settled on-chain, through one integration.
A wallet that can't move money is just storage. CPAY gives you both — the account and the rails.
Six things that make CPAY wallet infrastructure something you can build a real product on.
Provision an embeddable, multi-chain wallet for each of your users — through the API or SDK, in seconds.
Not just storage. Deposits, withdrawals, internal transfers, swaps and mass payouts — all run through the wallets.
Choose the custody model per product — non-custodial for less liability, custodial for a simpler end-user experience.
A REST API, a web SDK and mobile SDKs for iOS and Android — provision and manage wallets programmatically.
8 networks and 100+ assets out of the box, including USDT and USDC. New assets and networks added within 24 hours.
The wallet is an embeddable component, themed to your product — your name, your colours, not CPAY's.
Provision a wallet, fund it, move money — with your backend notified at every step.
Call the API or SDK to create a wallet for a user — multi-chain addresses generated, custodial or non-custodial.
Deposits arrive on-chain to the wallet's addresses. CPAY detects them, confirms and credits the balance.
Send withdrawals, transfer between wallets, swap assets or run mass payouts — all through one API.
Every balance change and transaction fires a signed webhook, so your product stays in sync in real time.
Drop a complete wallet interface into your web or mobile app — balances, send, receive, swap and transaction history, themed to your product.
A drop-in wallet for your web app — and, via the mobile SDKs, your iOS and Android apps.
Your name, colours and typography. The wallet looks like part of your product, not a CPAY embed.
Live multi-chain balances with fiat values, across every supported asset.
Full transaction actions in the UI — and the very same actions available through the API.
A complete, filterable record of every deposit, transfer, swap and payout.
Provision a wallet, fund it, move money — with your backend notified at every step.
Call the API or SDK to create a wallet for a user — multi-chain addresses generated, custodial or non-custodial.
Deposits arrive on-chain to the wallet's addresses. CPAY detects them, confirms and credits the balance.
Send withdrawals, transfer between wallets, swap assets or run mass payouts — all through one API.
Every balance change and transaction fires a signed webhook, so your product stays in sync in real time.
Drop a complete wallet interface into your web or mobile app — balances, send, receive, swap and transaction history, themed to your product.
A drop-in wallet for your web app — and, via the mobile SDKs, your iOS and Android apps.
Your name, colours and typography. The wallet looks like part of your product, not a CPAY embed.
Live multi-chain balances with fiat values, across every supported asset.
Full transaction actions in the UI — and the very same actions available through the API.
A complete, filterable record of every deposit, transfer, swap and payout.
Provision wallets and process transactions across the chains your users actually use.
Provision a wallet and move funds in a few lines — then go deeper with the SDK that fits your platform.
Provision wallets, query balances and run every transaction type programmatically.
A drop-in wallet UI and JavaScript SDK for your web product.
Native SDKs for iOS and Android — embed wallets directly in your mobile app.
Add the CPAY wallet to any page with a single embed snippet.
Any product that needs to give users a crypto balance — and let them actually do something with it.
Add a crypto balance and on-chain transactions right next to fiat accounts.
Give every customer a deposit, trading and withdrawal wallet from day one.
Wallets for buyers and sellers, with internal transfers and payouts built in.
In-app wallets for rewards, tipping, prize payouts and player withdrawals.
Skip building wallet infrastructure — ship the product, not the plumbing.
Want a ready-made branded wallet app for iOS & Android? See CPAY White Label.
MPC — Multi-Party Computation — removes the biggest weakness in any crypto wallet: the single private key. CPAY MPC wallets split signing power into several encrypted key shares, held by separate parties.
Every transaction is signed jointly by those shares — the complete private key is never assembled, on any device, ever. There's no seed phrase to leak, and no single share that can move funds on its own.
Compromising one key share doesn't compromise the wallet — there's no whole key to steal.
Nothing for an end-user to write down, lose or be phished out of. Key shares replace the seed.
Require a quorum of key shares and approval rules before any transaction is ever signed.
Wallet infrastructure lives or dies on key security — CPAY treats it that way.
Run wallets non-custodially, where each end-user controls their own keys, or custodially, where you hold and manage your users' funds. CPAY secures the keys in either model.
Keys are encrypted behind a separate password layer, and multi-level 2FA guards every account and admin action.
The wallet stack is reviewed by third-party security auditors on a regular cycle.
What product and integration teams ask most before they build on CPAY.
CPAY White Label.Provision your first wallet and process your first transaction today — or talk to an engineer about your integration.