cpay / crypto payment infrastructure

Crypto payment
infrastructure
for business.

Five products on one stack — crypto payment infrastructure, wallet infrastructure, agentic payments, white label, and KYC/AML. Flat 0.5% fee. 100+ assets. 8 networks live.

Start building → Read the docs
50+ Global Clients 4M+ Transactions Non-custodial Independently audited
cpay.config live
active: 6 / held: 6 / open: 4 configurable
01 / 06Products

Crypto payment infrastructure,
across five products.

A non-custodial crypto payment gateway, crypto wallet infrastructure, agentic AI payments, a white label suite, and KYC/AML — each layer built to stand alone or compose into the full stack your business needs.

cpay / products
01

Crypto Payment Infrastructure

charge / receive / settle

A non-custodial crypto payment gateway your team can integrate in a day. Hosted checkouts, REST API, iFrame, and WooCommerce plugin. Real-time webhooks. Auto-swap to USDT. Flat 0.5% fee.

  • Hosted checkout + API
  • Real-time webhooks
  • Auto-swap to USDT / USDC
  • 100+ assets, 8 networks
Explore the gateway →
02

Crypto Wallet Infrastructure

store / send / receive

Production crypto wallet infrastructure — non-custodial or custodial, web and mobile, with a WaaS API for embedded wallets. Multi-chain, neobank-ready.

  • Web + iOS + Android
  • Custodial or non-custodial
  • WaaS SDK for embedded use
  • Fiat + card-ready
Explore wallets →
03
New

Agentic Payments

ai-ready / mcp / agents

AI-ready crypto payment infrastructure — AI Copilot in the dashboard, MCP Server for your LLMs, controlled AI agent wallets, and x402-style machine-to-machine stablecoin payments.

  • AI Copilot in dashboard
  • MCP Server for your LLMs
  • Controlled agent wallets
  • x402-style machine payments
Explore agentic →
04

White Label

brand / customize / launch

A white label crypto payment gateway and crypto wallet under your own brand. Ready out of the box, customizable to your needs. Built for iGaming, forex brokers, eCommerce, prop trading, and SaaS providers.

  • Payment gateway white label
  • Crypto wallet white label
  • Full brand customization
  • Vertical-specific deployments
Explore white label →
05

Crypto KYC & AML

verify / monitor / comply

Automated crypto KYC onboarding, KYT transaction monitoring, and AML compliance API — designed for crypto payment processors, exchanges, and white-label deployments. Travel Rule ready.

  • Automated KYC API
  • KYT transaction monitoring
  • Sanctions screening
  • Travel Rule compliance
Explore KYC/AML →
50+
Global Clients
4M+
Transactions Processed
100K+
Active Users
24/7
Support, Multilingual
Infrastructure partners

Built on the rails
your stack already runs on.

Ethereum
Network
Tron
Network
Base
Network
Polygon
Network
BNB Chain
Network
Solana
Network
Tether
Stablecoin
Circle
Stablecoin
WalletConnect
Connectivity
AMLbot
Compliance
SwapSpace
Liquidity
+ more
12+ integrations
02 / 06Use cases

What you can build
with CPAY.

Common jobs CPAY clients ship — from accepting crypto payments to embedding wallets, running mass payouts, and onboarding users with KYC. Each use case shows which CPAY layers power it.

cpay / use cases
01

Accept Crypto Payments

Take payments in USDT, USDC, BTC, ETH and 100+ assets. Hosted checkout, REST API, iFrame, or WooCommerce plugin. Flat 0.5% fee, non-custodial settlement.

Payments
Explore →
02

Crypto Wallets for End-Clients

Embed non-custodial or custodial crypto wallets directly in your app via WaaS SDK. Web, iOS, Android. Multi-chain, neobank-ready.

Wallet
Explore →
03

Crypto Subscription Billing

Stablecoin-based recurring payments for SaaS, creators, and platforms. Webhook-driven renewals, refunds, and cancellations.

Payments
Explore →
04

Mass Crypto Payouts

Bulk crypto transfers for affiliate rewards, creator payouts, payroll, prize distribution, and reimbursements. CSV upload or batch API.

Payments Wallet
Explore →
05

KYC & Identity Verification

Automated crypto KYC API for onboarding business and end-user customers. Document, liveness, biometric, plus sanctions screening.

KYC/AML
Explore →
06

AML & Transaction Monitoring

KYT (Know Your Transaction) screening, real-time risk scoring, Travel Rule compliance — designed for crypto payment processors.

KYC/AML
Explore →
07

AI Agent Payments

Give AI agents controlled crypto wallets with spending limits, allowed assets, and approval rules. Pay for APIs, services, and data — x402-ready.

Agentic Wallet
Explore →
08

Branded Crypto Checkout & Wallet

Run a fully white-label crypto payment gateway and crypto wallet under your own brand. Your domain, your colors, your customers.

White Label
Explore →
03 / 06Security

Multi-layer security,
by default.

Non-custodial architecture, independent audits, encrypted private keys, and policy-based controls — same hardened stack across the crypto payment gateway, wallet infrastructure, and white-label deployments.

cpay / security
  • 01
    Multi-level 2FA on every accountConfigurable per-account 2FA tiers, with optional hardware key enforcement for admins.
  • 02
    Auto-signature controlsEnable or disable transaction auto-signing — no transaction completes without an explicit signature file when locked.
  • 03
    Encrypted private keysWallet keys protected by additional encryption and a separate password layer, isolating compromised credentials.
  • 04
    Independent auditsRegular third-party security audits across payment gateway, wallet stack, and white-label deployments.
policy.config.ts
01// CPAY Agent Wallet policy
02const policy = {
03  limit: "200 USDT / day",
04  allowed: ["USDT", "USDC"],
05  requires_2fa: true,
06  approval_above: "50 USDT",
07  audit: "full"
08}
09
10// → audited on every action
04 / 06Composition

Compose CPAY into
the shape you need.

Every product is standalone. Start with the crypto payment gateway, layer in wallet infrastructure or KYC/AML, and run the whole stack as a white label if you need to. Pay only for what you use.

cpay / composition
01 / Compose

Pick the layers.

Choose any combination of payments, wallets, agentic, white label, or KYC/AML.

02 / Configure

Set the rules.

Networks, assets, policies, approval flows — match each layer to how your business runs.

03 / Integrate

Plug it in.

API, SDKs, hosted UI, or full white-label deployment. Live in days, not quarters.

04 / Scale

Add layers.

Need wallets next? Agent infrastructure? Add the next block — same account, same support team.

05 / 06FAQ

Common questions,
answered.

Quick answers to what builders, merchants, and integration teams ask most. For anything else: bd@cpay.world.

cpay / faq
What is a crypto payment gateway?+
A crypto payment gateway is a digital platform that enables businesses to accept cryptocurrencies — Bitcoin, Ethereum, USDT, USDC, and others — as payment for goods and services. CPAY operates a non-custodial crypto payment gateway, meaning funds settle directly to your wallet rather than passing through our balance sheet.
What does "non-custodial" mean for crypto payments?+
Non-custodial means CPAY never holds, freezes, or routes customer funds through our balance sheet. When a customer pays through a CPAY checkout, the on-chain transaction goes directly to your merchant wallet. We monitor the chain, verify confirmations, and fire your webhook — but we don't sit between payer and payee at any point.
What is wallet-as-a-service (WaaS)?+
Wallet-as-a-service is infrastructure that lets businesses offer crypto wallets to their users without building wallet technology in-house. CPAY's wallet infrastructure includes a non-custodial wallet SDK, embedded wallet APIs, multi-network support (Ethereum, Tron, Base, Polygon, BNB Chain, Solana, Arbitrum, Bitcoin), and neobank-ready fiat features.
What is a white label crypto payment gateway?+
A white label crypto payment gateway is a customizable, ready-to-deploy platform that businesses use to offer crypto payment processing under their own brand. CPAY's white label includes a fully branded checkout, dashboard, and wallet UI — full UI customization, your domain, your logo, your colors. The technical work and ongoing maintenance stay with CPAY.
What is crypto KYC and AML?+
Crypto KYC (Know Your Customer) is automated identity verification for crypto business customers. AML (Anti-Money Laundering) includes transaction monitoring (KYT — Know Your Transaction), sanctions screening, and regulatory reporting. CPAY provides both as APIs, designed specifically for crypto payment processors, exchanges, and white-label deployments.
What are agentic payments?+
Agentic payments are crypto payment flows initiated by AI agents and software systems rather than humans. This includes AI sales agents creating checkouts, AI procurement agents paying for APIs and services, and machine-to-machine stablecoin transactions (often using emerging standards like x402). CPAY's Agentic Payments product line includes an AI Copilot, MCP Server, controlled agent wallets, and machine-readable payment requests.
What networks and assets does CPAY support?+
CPAY supports 8 networks live: Ethereum, Tron, Base, Polygon, BNB Chain, Solana, Arbitrum, Bitcoin. And 100+ assets including BTC, ETH, USDT (ERC-20 / TRC-20), USDC, BNB, SOL, TRX, POL, and major ERC-20 tokens. New assets and networks are added within 24 hours on request.
How much does the CPAY crypto payment gateway cost?+
CPAY charges a flat 0.5% on incoming payments via Checkouts. No setup fee, no monthly minimum. Outgoing transfers cost only network gas. Auto-swap pricing reflects market spread. Volume-based pricing is available for high-volume merchants — contact bd@cpay.world for details.
06 / 06Get started

Talk to a real engineer.

No sales script. Just a 30-minute conversation about what you're building and which CPAY layers make sense.

cpay / contact

Build your
payment stack.

Start with one layer, add the rest as you grow. We'll walk you through what fits and what doesn't.

Book a 30-min call → Email the team
general: support@cpay.world business: bd@cpay.world response: < 24h